credit cards (Page 2)

 The evil, dangerous, credit card myth tl;dr – Don’t be scared of credit cards. Learn to make them work for you. I want to address this notion I frequently hear – some variation on “credit cards are for irresponsible people,” or this sense of pride in being debt free because you haven’t fallen victim to the dreaded credit card. The former is just ridiculous – having a credit card does not inherently mean irresponsibility – and what would be irresponsible is miscalculating the difference between what you charge to a card and what you have money to pay for, or can reasonably afford to pay overRead More →